Cookie Policy
Last updated:
This Cookie Policy explains how Boats on Finance uses cookies and similar technologies when you visit www.boatsonfinance.com (the Website).
Boats on Finance is operated by Salt Money Limited, a company incorporated in England and Wales under company number 14001838, with its registered office at 44 Grand Parade, Brighton, East Sussex, BN2 9QA.
Salt Money Limited is:
Registered with the Information Commissioner’s Office under registration number ZB328166.
Authorised and regulated by the Financial Conduct Authority under reference number 974926.
In this policy, we, us and our refer to Salt Money Limited.
1. What are cookies?
Cookies are small text files placed on your computer, phone, tablet or other device when you visit a website.
They allow a website to recognise your device and can help it work correctly, remember your choices, understand how people use it and provide more relevant content.
We may also use similar technologies, including:
Local browser storage
Pixels
Tags
Scripts
Software development kits
Device identifiers
We refer to all these technologies as cookies in this policy unless stated otherwise.
Some cookies are session cookies, which are removed when you close your browser. Others are persistent cookies, which remain on your device for a specified period or until you delete them.
Cookies may also be:
First-party cookies, which are set by Boats on Finance; or
Third-party cookies, which are set by another organisation whose services appear on our Website.
2. How we use cookies
We use cookies and similar technologies to:
Keep the Website secure and functioning correctly.
Remember your cookie choices and other preferences.
Support boat-search and filtering features.
Provide finance calculations, estimates and quotation features.
Understand how visitors find and use the Website.
Identify errors and areas where the Website can be improved.
Display third-party content, including customer reviews.
Measure the effectiveness of our communications and advertising, where you have agreed to this.
3. Types of cookies we use
Strictly necessary cookies
These cookies are required for the Website to operate securely and provide features you have requested.
They may be used to:
Remember your cookie preferences.
Maintain Website security.
Distribute Website traffic.
Keep forms and finance tools functioning.
Provide a service or feature you have selected.
Strictly necessary cookies cannot be switched off through our cookie settings because the Website may not function correctly without them.
We do not use strictly necessary cookies for advertising.
Preference and functional cookies
These cookies allow the Website to remember choices you make and provide enhanced or more personalised features.
For example, they may remember:
Your display preferences.
Information entered into a Website tool.
Boat-search or finance preferences.
Features you have previously selected.
If you do not allow these cookies, some enhanced features may not work as expected.
Analytics and performance cookies
These cookies help us understand how visitors find and use the Website.
They may collect information about:
The pages you visit.
How long you spend on the Website.
How you move between pages.
The device and browser you use.
Whether you encounter an error.
The general source of your visit.
We use this information to measure performance and improve the Website.
Where consent is required, analytics cookies are not activated unless you choose to allow them.
Marketing cookies
Marketing cookies may be used to:
Measure the performance of advertising campaigns.
Understand whether an advert led to a Website visit or application.
Limit how often an advert is shown.
Build an understanding of interests.
Make advertising more relevant.
These cookies may be set by us or by selected advertising partners. We do not activate marketing cookies unless you choose to allow them.
4. Cookies and storage technologies used on our Website
The following table describes the cookies and similar storage technologies that may be used on the Website.
Name | Provider | Category | Purpose | Duration |
|---|---|---|---|---|
| Boats on Finance | Strictly necessary | Local browser storage used to remember whether you accepted, rejected or customised optional cookies, together with the applicable consent-policy version. | Until you clear your browser storage or we replace the consent-policy version. |
| Google Analytics | Analytics | Helps distinguish visitors and produce statistical information about Website use. | Usually up to 2 years. |
| Google Analytics | Analytics | Maintains session information for the relevant Google Analytics property. | Usually up to 2 years. |
| Google Ads | Marketing | Helps measure advertising conversions and campaign performance. | Usually up to 3 months. |
Feefo storage entries | Feefo | Functional or analytics | Supports the display and measurement of customer ratings and reviews. | Depends on the technology used. |
Framer or hosting storage entries | Framer and its hosting providers | Strictly necessary or analytics | Supports Website delivery, security, performance and analytics where enabled. | Depends on the technology used. |
SALT finance-tool storage entries | Salt Money Limited | Strictly necessary or functional | Supports finance calculations, quotations and application journeys selected by the visitor. | Depends on the feature used. |
The precise cookies used may change when we improve the Website, update a service or change a third-party provider.
We review our use of cookies periodically and will update this policy when necessary.
5. Third-party services
Our Website may use services supplied by other organisations.
Depending on the features enabled and your cookie choices, these may include:
Framer
Framer is used to build, deliver and host parts of the Website. Framer and its infrastructure providers may use technologies required for Website delivery, security and performance.
We may use Google Analytics to understand how people use the Website.
If enabled, we may also use Google Ads or related services to measure the performance of advertising campaigns.
Google’s services are only enabled in accordance with your cookie choices where consent is required.
Feefo
We use Feefo to display customer ratings and reviews.
Feefo may receive technical information when its content is loaded, such as your IP address, browser information and the page being viewed. Feefo may also use cookies or similar technologies depending on how the review service is configured.
Salt Money Limited finance tools
The Website may contain finance calculators, quotation tools and application features provided by Salt Money Limited.
These tools may use storage technologies needed to calculate results, remember information during a session or support an application journey selected by you.
Where a third-party service uses non-essential cookies, we configure it to operate only after the relevant consent has been provided.
6. International transfers
Some service providers may process information outside the United Kingdom.
Where personal information is transferred internationally, we take appropriate steps to ensure it remains protected in accordance with applicable data-protection law.
These protections may include:
UK adequacy regulations.
The UK International Data Transfer Agreement.
The UK Addendum to the European Commission’s Standard Contractual Clauses.
Additional contractual, organisational or technical safeguards.
More information about how we process and protect personal information can be found in our Privacy Policy.
7. Managing your cookie choices
When you first visit the Website, our cookie banner allows you to:
Accept all cookies.
Reject non-essential cookies.
Select Manage cookies and choose individual categories.
Strictly necessary cookies will continue to operate because they are required to provide the Website and features you request.
You can change or withdraw your choice at any time by selecting Cookie settings on the Website.
Withdrawing your consent will not affect the lawfulness of any processing that took place before you withdrew it.
8. Browser settings
You can also remove or block cookies through your browser settings.
Most browsers allow you to:
View the cookies stored on your device.
Delete some or all cookies.
Block cookies from selected websites.
Block third-party cookies.
Receive a warning before a cookie is stored.
Blocking all cookies may prevent parts of the Website from working correctly.
The method for changing these settings differs between browsers. Please consult your browser’s help pages for instructions.
9. The legal rules that apply
Our use of cookies and similar technologies is governed primarily by the Privacy and Electronic Communications (EC Directive) Regulations 2003, as amended, commonly known as PECR.
Where information collected through cookies is personal data, the UK General Data Protection Regulation and the Data Protection Act 2018 may also apply.
We provide clear information about our use of cookies and obtain consent where the law requires it. Consent can be withdrawn at any time through our cookie settings.
The Information Commissioner’s Office recommends identifying every technology used, its purpose, duration and whether it is operated by a first or third party. ICO cookie guidance, PECR Regulation 6.
10. Changes to this Cookie Policy
We may update this Cookie Policy when:
The Website changes.
We add or remove a service.
Our use of cookies changes.
A provider changes its technology.
Our legal or regulatory obligations change.
We will publish the revised policy on this page and update the date shown at the top.
If a change materially affects cookies for which we rely on consent, we may ask you to make a new cookie choice.
11. Contact us
If you have questions about this Cookie Policy or our use of cookies, please contact:
Salt Money Limited
44 Grand Parade
Brighton
East Sussex
BN2 9QA
United Kingdom
Email: joe@salt-finance.com
You can find more information about how we handle personal information in our Privacy Policy.